RIFT SUCCESS Introduction

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Wednesday, February 15, 2012

The Importance Of Networking

Networking is perhaps one of the most essential elements that significantly contributes to business success stories. It is not only vital for those who are looking for expand their product presence in the market, but also for those who are looking for new job opportunities. Whether you are interested in getting marketing jobs or are simply interested in investment ideas, networking will take you a long way if you do it right. Ultimately, the people in your network know you the best and could therefore provide you with references in order to get you where you need to be.

The benefits of networking
If you are currently looking for a job, it may be quite difficult to find the right one considering the current economic situation. If you don’t have much work experience, then it is even more difficult. In a lot of cases, you have to work really hard just to convince the HR manager, future employer, whoever is interviewing you, that you are the right person for the job and that you can become an asset to the company. Graduate jobs in particular could prove to be an uphill battle unless you have obtained credible endorsements from your contacts.

When maintaining your contacts, it is important to stay noticed. So make sure that you regularly comment on LinkedIn groups and blogs that are relevant to the industry that you work in. Also do this with your Twitter account. If you do this regularly, then it shows that you are passionate about what you do to potential recruiters. Also, your contacts will be more likely to give you a recommendation because they see the passion in what you do.

It is also important to mention that good networking will eventually have an effect on the movement within or across “the system”. With the system, I am referring to your career path. The more people you know, the bigger your network is, the more likely that you will have smoother career changes. Make sure when you network, to network down, up, and across your system. Meaning, don’t just focus on your industry and your expert field, but also try to connect with others who could potentially indirectly mean something to do in the future.

Lastly, the more you extend your network the more knowledgeable you will become in your industry due to the additional relevant information you are receiving from your network. Marketing professionals in particular are major beneficiaries of networking. Also, don’t forget that recruiters and/or potential employers will know how big your network is (think about your LinkedIn profile) so the more contacts, the more likely your chances are of getting the interview.

Monday, February 6, 2012

Smart Steps To Qualify For A Home Loan

Are you planning to buy your dream house? Before you start looking for a property ensure that you qualify for a home loan. You might not be able to buy your dream home if you do not qualify for your loan. You can easily improve your credit report so that you are eligible to qualify for a home loan. If you qualify for a home loan then you can easily get loan on affordable rate as that will be easier to pay off. 

1. Make sure that you set a goal that will be achievable for you. You can approach your real estate agent to guide you so that he can help you estimate the amount that you are required to pay each month. A reliable agent can calculate the amount that you are required to pay as loan inclusive of taxes, insurance and maintenance. Therefore, your lender can decide the amount you can get as loan that will be affordable for you to repay after reviewing your financial situation. 

2. Make sure that you disclose your financial situation to your creditors honestly. If your financial situation is not smooth then you can convince your lenders by providing evidence of your hike or new source of income.

3. Before you apply for a home loan make sure that you prepare a budget in accordance with you financial situation so that you can save considerable amount of money for a down payment. If you make a down payment then it will not be difficult to acquire a loan on affordable interest rate in case your financial situation has not improved yet. 

4. You can look for additional source of income so that your financial situation improves in order to get loan on affordable interest rate. If you work as a freelancer on your spare time then you can earn considerable amount of money. You can curb your flamboyant lifestyle so that you can save money for making a down payment. Once you have accumulated enough money for a down payment then you can apply for a home loan. 

5. Make sure you start working for paying off your debts so that you can improve your credit report. Once your credit score increases then you can get loan on affordable interest rate. You can consolidate your multiple debts into a single monthly payment so that you can diligently pay off your debts. 

6. Look for foreclosed home or home on sale then it will be within your budget. You can get home with an assumable mortgage then you can pay the amount deducted from the selling price and the remaining amount owed on the loan. You can take over the payment on the mortgage along with the interest rate on it. But you are still required to qualify for this type of loan program.

Therefore, these are six easiest ways to qualify for a home loan.